Reverse Factoring

Manages the company's payables and payments to suppliers participating in a triangular agreement


For large companies with:

  • a high number of suppliers
  • significant purchase volumes
  • interest in managing trade payables while strengthening commercial relations with suppliers and streamlining payment procedures


  • Cost savings by simplifying supplier payment procedures
  • Improvement of relationships with suppliers
  • Payment flow optimisation
  • Use of trade payables as an alternative source of financing


The offer of Factoring services starts from the assigned debtor. This approach has been developed in relations with large industrial groups, giving rise to agreements - often exclusive - with certain factoring companies, but can also be extended to medium-sized debtors.

  • streamlining of payment flows to suppliers that are concentrated on a smaller number of counterparties with ensuing economies of administrative scale
  • the possibility of using factoring, both recourse and non-recourse, as a commercial negotiation tool aimed at obtaining more advantageous payment terms and/or more competitive purchase prices, while at the same time giving the supplier an overall service with higher added value
grafico reverse

1The Supplier invoices the Client

2The Supplier assigns the invoices to the Factor

3The Client acknowledges the assigned invoices

4The Factor advances the receivable to the Supplier (if requested)

5The Client pays the Factor at maturity

  • The Client and the Factor sign an agreement on the basis of which the Client proposes its Suppliers to the Factor
  • The Supplier/Assignor enters into a normal factoring agreement with the Factor
  • Invoices assigned by Suppliers/Assignors are acknowledged by the Client/Debtor, which undertakes to pay them to the Factor at the original or agreed maturity