Management of trade receivables with payment to the assignor on a certain and predetermined date, regardless of the due date of the receivables


Medium/large sized companies with:

  • good structure
  • the need to plan cash flows
  • the need to reduce business risk
  • "stable" clients


  • The assignor obtains certainty and stabilisation of cash inflows
  • Permits receivable derecognition 
  • Also transfers liquidity risk to the Factor
  • Credit risk protection
    • Possible outsourcing of management in the case of notification operations


  • MBFACTA ensures the collection of receivables on a certain, pre-established date, thus making it possible to optimise treasury management and cash flows
  • It is a term contract
    • Generally notification non-recourse, but can also be applied in non-notification transactions and in rare cases in recourse transactions